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Most important, we understand that everyone's financing needs are unique. We are committed to providing you with specific schemes and personalized services that best meet your individual needs. As a customer, you will be able to take advantage of a number of schemes and incentives only offered by Ayala Land, Inc. Payment schemes
Payment schemes vary on a per-project basis. Typical payment schemes include cash, near-cash, (with a certain % due for downpayment and the balance payable within 90 days), in-house financing (with a certain % due for downpayment and the balance payable within 1 to 10 years, subject to in-house approval), and bank financing (with a certain % due for downpayment from the buyer and the balance financed by the bank, payable up to a maximum of 25 years, subject to bank approval).
Cash
Cash 30 or Cash 60 - Full amount, less applicable discount, is paid 30 or 60 days after
the reservation date.
Cash 30 - Full amount, less applicable discount, is paid 30 days after the reservation date.
Sample Computation | Cash 30 | | | Total Selling Price | 15,040,000.00 | | Less: Cash Discount (12%) | 1,804,800.00 | | Discounted Selling Price | 13,235,200.00 | | Value Added Tax (12%) | 1,588,224.00 | | Other Charges | 434,365.20 | | TOTAL | 15,257,789.20 |
Cash 60 - Full amount, less applicable discount, is paid 60 days after the reservation date. Sample Computation | Cash 60 | | | Total Selling Price | 15,040,000.00 | | Less: Cash Discount (11%) | 1,654,400.00 | | Discounted Selling Price | 13,385,600.00 | | Value Added Tax (12%) | 1,606,272.00 | | Other Charges | 438,244.60 | | TOTAL | 14,430,116.60 |
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